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HomeLenders → Mobiloans, LLC

Mobiloans, LLC

Tunica-Biloxi Tribe affiliate

Tribal-affiliatedAsserts tribal sovereign immunity

Share of complaints that ended with money back

0.0%

Of the 390 complaints recorded against Mobiloans, LLC in the CFPB database, 0 were closed with monetary relief. Read this as one figure from a public dataset, not a grade: it is not adjusted for how many customers or loans a company has, its product mix, complaint severity, or how each firm classifies its responses — so it should not be read as this lender treating people better or worse than another.

390Total complaintsRead against company size — volume tracks customer numbers as much as conduct.
0Ended with money backComplaints the CFPB recorded as closed with money returned.
0%Responded on timeWithin the CFPB’s 15-day window.

What people complain about

Issue categories as selected by borrowers on the CFPB complaint form.

IssueComplaintsShare
Charged fees or interest I didn't expect
20352.1%
Struggling to pay your loan
5113.1%
Incorrect information on your report
194.9%
Received a loan I didn't apply for
153.8%
Problem when making payments
123.1%
Problem with the payoff process at the end of the loan
123.1%

How these complaints were resolved

The outcome the CFPB recorded for each complaint after the company responded.

OutcomeComplaintsShare
Untimely response
The company did not respond within the CFPB window.
390100.0%

If this lender is taking money from your account

You can withdraw permission for any company to debit your account, and instruct your bank to block the payment. Neither step needs the lender’s agreement, and neither depends on whether you still owe the money.

What Regulation E says about automatic payments →

Where complaints come from

Top states by complaint volume. Each links to that state’s law page.

StateComplaints
California72
Florida67
Washington27
Texas25
Michigan20
Virginia19
New Jersey18
Ohio18

In borrowers’ own words

Verbatim from complaints filed against Mobiloans, LLC in the CFPB database. XX and XXXX are the Bureau’s own redactions of personal details. These are allegations by borrowers, published by the CFPB — not findings, and not necessarily accepted by the company.

On XX/XX/XXXX, I opened an open-end line of credit account with Mobiloans and received principal advances totaling {$3700.00}. Between XX/XX/XXXX and XX/XX/XXXX, I made payments totaling {$6900.00}. Despite paying nearly double the amount borrowed, my account still reflects an outstanding principal balance of {$2200.00}. This is because…Charged fees or interest you didn't expect · complaint filed 2026-02-19
Illegal under Washington 's Predatory Loan Prevention Acteffective XXXXXXXX XXXX XXXX XXXXPredatory Loan Act ( RCW 19.144.010 ), APR over 25 % remove reportingIncorrect information on your report · complaint filed 2025-12-14
CFPB, Mobiloans online borrower portal allowed me to officially extend ( push out ) my payment due date. The system accepted the request and updated my account to show the new due date. Because the extension was processed through Mobiloans official portal, the original due date should no longer apply. Despite this, Mobiloans is now…Problem when making payments · complaint filed 2025-11-25

Before you read anything into the volume

More complaints does not mean worse. A company serving millions of borrowers will collect more complaints than one serving thousands, whatever the quality of either. That is why the headline figure is a rate — the share of complaints that end with money back — not a count. The rate already adjusts for how many people complained.

A complaint is also an allegation, not a finding. The CFPB does not verify what borrowers write, and neither do we.

Where these numbers come from

The complaint counts, resolution outcomes, issue and state breakdowns on this page come straight from the CFPB Consumer Complaint Database (a public federal dataset of 15,188,499 complaints filed since 2011; retrieved 3 August 2026) and refresh from that API — no editorial judgement is applied to those numbers. The regulatory-action, rent-a-bank and SEC-filing sections, the lender’s classification and description, and the company-name matching are researched and reviewed by hand, and dated where shown.

Complaints are published after the company responds or after 15 days, whichever comes first. The CFPB does not verify borrowers’ accounts, and a complaint is not a finding of wrongdoing. The database is not a statistical sample of all customer experience. Search the full database →

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